Microfinance: Models, Policies and Experience

by Barik, Susanta Kumar

ISBN: 9789351308140
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Imprint : Regency Publications
Year : 2021
Price : Rs. 12995.00
Biblio : 374p., tabls., figs., bib., 25cm

Author Profile

Susanta Kumar Barik (b.1972) is Master of Arts (Economics), Master of Business Administration (Human Resource Management), M. Phil in (Resource Management) and Doctorate. He has authored five books on MFIs, Tribal Development, Non-Timber Forest Product (NTFP) Management, Contract Farming (CF) etc which are published nationally and internationally. Besides, he has penned many research articles published in national and international journals. <BR> During his Two Decades of professional life, he has been associated with various national and international institutions. As a researcher he has been associated with institutions like DANLEP, ORG-MARG, ODI-Uk, and CDR-Denmark. <BR> As development professional to execute rural development projects in coordination with Government, he has worked with Institutions like CARE-India and Terre des hommes. During this stint, he had worked with 30 Non-Governmental Organisations (NGOs) to execute EU supported Sustainable Tribal Empowerment Project (STEP). <BR> As a corporate professional, he has worked with Ashley Bio-fuels, Ashok Leyland (Hinduja Group) to steer the bio-fuel fleet at Visakhapatnam and currently, working as professional Director for Biomass Development Cooperation Pvt Ltd (BDCPL) and Vice-President for Agrigold Foods and Farm Products Ltd (Agri Division) of Agrigold Group of Industries.

About The Book

Microfinance has been viewed as institutions to bridge the rural-urban development gap. These institutions are spreading across villages of Indian states and addressing the existing financial gaps of rural people, thereby provisioning effective means to cater livelihood activities of choice to survive. The syndrome of economic-development-through-institutional means is amply presented in this book, while questioning the very objective of formation of the institution. <BR> Historic perspective of microfinance journey is thoroughly captured. Broad models of MFI’s being in practice by different institutions across the states of the country have been presented. Broad MFI regulation and control policies of state governments and the central government are succinctly captured. <BR> The operational modalities of SHG-mode of MFI operation are thoroughly gauged in a tribal dominated ITDA of Paderu, Visakhapatnam District of Andhra Pradesh. The book is giving a close development view of MFI in its operating regions. <BR> This book would be a base book for learners, practitioners of MFIs, NGOs, Donning agencies and various Government departments dealing with issues of rural development. The comprehensive information of MFIs i.e. formation, models, regulating policies and practical implications, provided in this book would certainly be a capsule information kit on MFIs.