Investment Portfolio Management of the State Bank of India

by Meghna Aggarwal

ISBN: 9789351302315
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Imprint : Scholars World
Year : 2021
Price : Rs. 7995.00
Biblio : xv+212p., Figs.,tabls.,bib., 25 cm

Author Profile

Dr. Meghna Aggarwal completed her M.A. (Economics) and M. Com from C S J M University, Kanpur. Dr. Aggarwal was awarded her Ph. D degree in Commerce from C S J M University, Kanpur. Presently she is working in Deen Dayal Upadhyaya College of the University of Delhi in the capacity of Assistant Professor and has participated in National and International Conferences and symposium.

About The Book

This book examines the investment portfolio composition of the State Bank of India and its impact on the Indian Economy. Commercial Banking system, especially SBI group, occupies a unique position in the Indian financial system.The practice of banking in our society is not something that can be refined to a set of given rules and formulas applicable to a static economy but an art to be pursued in a dynamic economy with a public, yet profitable, service as the end result. Investment portfolio of the State Bank of India shares one objective- to provide the largest pool of assets from which the owner can finance expenditure now or at some future date by involving investment of a client's funds in stock and securities and buying and selling securities with an objective to achieve higher return for the client.To do so, an investment policy is required to be formulated that takes into account-liquidity requirements, capital adequacy, the income factor,and the status of the money and bond markets. However, the current global context has implications for the banking system both in terms of the financial outlook for its borrowing entities as well as the flow of funds. This highlights the fact that the overall environment today is much more challenging and much more difficult than the yesteryears. This makes it even more important to accelerate the pace of reforms in the banking sector, and to introduce best practices in terms of lending policy, investment management and risk containment. The book will serve as useful reference to researchers, teachers and will also act as a ready reference for policy planners.

Table of Contents

Preface vii <BR> List of Tables xiii <BR> List of Chart, Exhibits and Figures xv <BR> 1. Introductory Treatise 1 <BR> 2. Considerations Regarding Liquidity 7 <BR> 3. Considerations Regarding Capital 23 <BR> 4. Considerations Regarding Income 42 <BR> 5. Significant Considerations Regarding Market: 61 <BR> The Significance of Monetary and Fiscal Policy <BR> 6. Maximizing income Consistent with Liquidity and 80 <BR> 7. A Study of the Investment Portfolio Composition of the 110 <BR> State Bank of india <BR> 8. Conclusion and Suggestions 190 <BR> Glossary 198 <BR> Bibliography 204 <BR> Annexure-I 208 <BR> Annexure II 210 <BR> Annexure III 212